To get a mortgage you need credit, money and a mortgage advisor.
When banks deny, we approve. 68+ loan products for buying or refinancing.
The numbers you need to know
We have the right mortgage solutions for you.
Clients ask about these most. Every program is on the Loan Products page.
Condo Hotel Loans
Financing on the most prestigious condo-hotel projects in South Florida.
Learn more →First Time Homebuyer
More loan options are available for first time homebuyers than ever before.
Learn more →No Income Docs Loan
No income loans fill a gap where normal loan standards would not approve.
Learn more →Foreign Nationals Loans
Lets foreign buyers and citizens of other countries purchase property in Florida.
Learn more →What is a mortgage broker?
A mortgage broker is the person who pulls your credit to see if you qualify, then verifies your income and figures out which loan program is best for you.
Getting the right mortgage broker makes a difference. The more loan programs available, the better your chances of getting a pre-approval, and the better your odds of closing. 40% of all pre-approvals get denied by a lender.
Every year some 2.4 million homebuyers get a mortgage. You can be one of those. It may be right away, or maybe in a couple of months, or maybe in a year or two. Or it may cost you more. I will present you with options, just like going to a restaurant, and you decide what makes sense for you.
If you need a mortgage, write or call me. I will let you know right away. I know you do not come to me to get a mortgage. You come to me to realize a dream or goal.
We are brokers! We are better!
Client reviews on Zillow
See what clients say about working with Jose.
Free income calculator for self-employed borrowers
Do you need to know how much income you need to file this year on your taxes to qualify for a home purchase?
Most sellers prefer pre-approved buyers.
Your offers will be taken more seriously than those of a buyer who isn’t pre-approved.
